Banking technology firm Revolut has delivered its strongest ever financial results while issuing a formal caution about the reputational risks associated with the energy demands of crypto and artificial intelligence — two of the most commercially significant sectors it serves. The company posted a 57% increase in pre-tax profit to £1.7 billion for 2025, even as it acknowledged that public attitudes toward carbon-intensive technologies are shifting. The disclosure reflects a growing trend among fintech firms to incorporate environmental risk disclosures alongside their financial reporting.
Revolut was co-founded by Nik Storonsky in 2015 and has since expanded into one of the UK’s most closely watched financial technology success stories. After a lengthy five-year process, the company secured its UK banking licence and has begun offering current accounts to British consumers. The firm now holds licences in more than 30 countries and has recently filed for a banking licence in the United States.
The company’s 2025 financial performance was exceptional across multiple metrics. Revenues climbed 46% to £4.5 billion, while the number of individual customers worldwide grew by 16 million to reach 68.3 million. Thirteen million of those customers are based in the UK, and business customers increased by a third to 767,000. Revolut is targeting 100 million customers globally by mid-2027.
The energy debate is increasingly central to how fintech and crypto companies manage public perception. Bitcoin mining’s electricity demands are well-documented, and the rapid proliferation of AI infrastructure has only intensified the strain on global power networks. Revolut’s decision to acknowledge these risks formally in its annual report signals that the company is taking environmental concerns seriously, even as it continues to profit from these sectors.
Revolut is actively pursuing a broader banking mandate, with lending products and mortgage services expected to form part of its future offering. The company entered the mortgage market in Lithuania last year and intends to replicate similar offerings in other markets. Storonsky has described the company’s current position as just the beginning of what it can achieve on a global scale.